Air France-KLM’s Flying Blue program stays relevant mostly because of those monthly promo rewards. They are sticky. Good ones, too.
But starting May 19? You can squeeze more out of the air.
If you hold the Air France-KLM Visa Signature credit card, you’re looking at 3X miles on rent. Yes, rent. That massive, soul-crushing monthly payment you usually just sigh over.
Rent is the single biggest expense for most of us. Why treat it like a black hole?
Here is the setup. You link that Flying Blue Visa Signature card to the Bilt Wallet. Then you pay your landlord through Bilt. Simple, right?
Well.
For the first $50,000 of rent you pay annually? You earn 3 Flying Blue miles for every single dollar. Above that $50k mark, the rate dips. Down to 1.5X miles. It still counts, obviously, but the math gets tighter.
Ankur Jain, the guy behind Bilt, wasn’t subtle in his press release. He said it all: money leaving your home shouldn’t just disappear into thin air. Bilt wants to bring “hotel-style” perks to your living room door. Now Flying Blue is part of that party. Benjamin Lipsey from Flying Blue agreed, calling it a natural fit for turning everyday drudgery into actual value.
So. Is it worth it?
Let’s look at the damage.
You pay a 3% convenience fee. There’s no getting around that. The math is brutal.
According to TPG valuations (as of May 2026), Flying Blue miles sit at about 1.3 cents apiece.
Do the multiplication.
3 miles × $0.013 = $0.039 per dollar.
The 3% fee costs you $0.03 per dollar.
You break even. Barely. It’s a wash. Maybe slightly positive if you count the occasional promo or transfer bonus, but basically… nothing gained. Nothing lost. Just churned.
Once you hit that second tier—the 1.5 miles—poof. The deal is dead. You lose money instantly. The 3% fee eats 3 cents. You get 1.5 miles. That’s roughly 2 cents worth. You’re donating a penny to Bilt’s infrastructure with every hundred bucks spent.
If you have United or Alaska cards? Same trap. Those cobranded cards earn on Bilt payments, too, but you still hit the 3% tax. The only way to dodge that fee? Use the actual Bilt credit card. It exists. People ignore it.
Maybe the value isn’t in the cents. Maybe it’s in the convenience. Or the ego boost of converting dead weight into travel currency.
Or maybe you just hate seeing money leave your account without a fight.
