The Bilt Mastercard offers a unique way to earn rewards on rent payments, even where credit cards are not typically accepted. Each month, Bilt runs a “Rent Day” promotion on the first of the month. The December 2025 offer is particularly strong, offering a substantial bonus for transferring points to partner airline programs. This promotion is valid for roughly 27 hours, from 12:00 AM ET to 11:59 PM PT.

Earned Rewards and Monthly Bonuses

Normally, the Bilt Mastercard earns 3x points on dining, 2x points on travel, and 1x point on all other purchases. On Rent Day, these rewards double to 6x, 4x, and 2x respectively.

In addition to boosted spending rewards, Bilt offers up to 1,000 bonus points monthly for cardholders who make at least five purchases during their statement period. Strategic spending on the first of the month can maximize this additional benefit.

Airline Transfer Bonus Details

The December 2025 Rent Day promotion includes a transfer bonus of up to 100% when moving Bilt points to IAG airlines: British Airways Executive Club, Iberia Plus, and Aer Lingus AerClub. The bonus level depends on your Bilt elite status:

  • Blue Members: 50% bonus
  • Silver Members: 60% bonus
  • Gold Members: 75% bonus
  • Platinum Members: 100% bonus

These Avios points can be moved freely between partner programs, increasing their flexibility. For those holding higher Bilt status tiers, this transfer bonus represents a significant value opportunity.

Why This Matters: The Bilt Mastercard stands out as a no-annual-fee card with real earning potential, especially for renters or homeowners with HOA fees. The Rent Day promotions, and the December 2025 transfer bonus in particular, provide an easy way to boost rewards earnings and maximize airline point value.

This promotion is an effective use of points, particularly for those who already hold Bilt elite status. The bonus allows for a substantial increase in airline miles, making it a worthwhile consideration for frequent travelers.